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Last year I tried to get a list of members interested in a group-scheme - got some folks to sign up & approached both broker & insurance underwriter directly.... and as per other comments - they weren't interested. Brokers get more commission per individual policy & lose some of that if there's a bulk-buy. Its also difficult to get policy allignment - i.e. wrt renewal dates, which is what the U-W's also like to see, which simplifies rate-setting, admin etc. Only way to achieve this is thru big-leverage groups numbering in the 1000's....
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